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Contract Financing

Aventi Enterprises offers short-term financing up to $25,000 to certified businesses in Central Ohio who have pending or existing contracts and have an immediate need for contract financing. Borrowers must have an existing relationship with Aventi Enterprises through training or consulting services along with the following:

  1. Must be in business for at least one year.

  2. Must be DBE or M/WBE certified with the state of Ohio, NMSDC, or a local city within the state of Ohio.

  3. Must be registered with the Ohio Secretary of State.

  4. Headquarters of the business must be located within central Ohio.

  5. Must use the funds for gap financing to secure or maintain a contract. Funds can be used for marketing, technology, payroll, hiring, employee training, inventory, equipment, relocation costs, and/or leasehold improvements.

  6. Must be 21 years of age to apply.

Documents Required
  1. Year-to-Date Profit & Loss Statement

  2. Year-to-Date Balance Sheet

  3. 3 months of Business Bank Statements

  4. A valid Driver’s License

  5. A copy of your MBE certification

  6. Most Recent Tax Return

  7. Ohio Secretary of State Registration

  8. Signed Contract Agreement

Eligible Use of Funds

Financing can cover working capital, equipment, and/or inventory. Most loans will be short-term loans (between 3 – 6 months) with an average amortized interest rate of 1.25%.
Ineligible Use of Funds
Must not use the funds for entertainment, leisure travel, debt refinancing, or personal expenses.

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